Malpractice insurance is one of the biggest fixed costs physicians face—but few understand what truly drives premium costs. In a recent piece for Physicians Practice, Jennifer Wiggins breaks down the key factors, including:
- How your specialty and location impact risk and pricing
- The pros and cons of claims-made vs. occurrence policies
- Why coverage limits matter—but not as much as you think
- The role of claims history, discounts, and credits in shaping your premium
If you’re considering expanding your scope, taking on new locations, or just want clarity on your malpractice coverage, this article offers timely insights—especially for private practice owners.