Health insurance costs in America are about to soar in 2026—rising faster than inflation, and in some cases at levels not seen in 15 years. Employer plans will climb by 6.5%, but ACA exchange premiums may spike nearly 18%—with some families facing shocking fourfold increases if federal subsidies expire. Medicare isn’t spared either, with steep hikes expected in Parts B and D. As millions risk losing affordable coverage, one question looms: how much more can Americans really bear?
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